I Am Ready To Do Better With Money

by mike on May 7, 2011

Have you ever read a great book about getting control of your finances?  Maybe you attended an exciting seminar or been through an entire class on personal finance.  Most likely, you will be all hyped up and ready to by the time it is over.  Hopefully, you convert that excitement into action.

The problem is that most of the time the energy only lasts so long.  Once you start putting some of the principles into place it is almost guaranteed you will run into some problems.  Nothing is perfect and there will always be bumps in the road.  It is human nature to want to quit and give up the minute it gets tough or you get confused.  I encourage you to not give up!  It is worth it in the end to stick with it.  When Mandy and I were eating Ramen noodles every night for a little over a year, it wasn’t exactly fun.  But the reward of being debt free at the end was worth it.  There were some extremely tough nights, though, when Applebee’s sounded much better than Ramen once again.

If you find yourself running out of steam in your financial plan, I would challenge you to dig deeper.  What I mean by that is to really question how deep your commitment is to your financial future.  Did you just breeze by and not pay attention to the details of the plan?  It’s easy to just pick a few things out and try to implement them without doing some of the not-so-glamorous aspects of a financial turnaround.  Challenge yourself to go back and learn more about the entire plan.  Attend another class, read the book again, or seek out more information online.  The key is to deepen those roots so you can rely on them when the going gets tough.

The interesting thing is that the same can be said about your marriage.  Do you remember that feeling when you first started dating your spouse?  The butterflies, the non-stop thinking about them, etc. are all part of the excitement of falling in love.  Studies have shown that the “falling in love” feeling lasts on average two years.  So, what happens when the euphoria and obsession of being “in love” wears off?  Unfortunately, many people get bored with each other or start looking for that feeling again elsewhere.  If a couple is married already when the “feeling” wears off, they often believe they only have two options. The two options being divorce or living in misery the rest of your life.  There is a third option.  The third option is to “work” on your marriage.  Make the love deeper than just a feeling.  You can do that by going to marriage retreats, reading books on marriage, etc.  Sound familiar?  Just like sticking with improving your financial future, you can also take action to help you stick with your marriage future.

The great part about all of this is that the reward is great.  You will experience true joy like you never have before.  I am not talking about fleeting happiness or fun.  I am talking about true, deep joy and satisfaction.  My encouragement to you is to learn more, always improve yourself, and persevere.  You will thank me for it later!

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