October 2011

The last post was about auto insurance.  It reminded me that many people don’t know much about their home owner’s insurance either.  Relatively speaking, it is not as complicated as other insurances.  With that being said, there is one important thing to remember.

Make sure that your home owner’s insurance is a Replacement Value policy.  This means that if your house were to be completely destroyed, the insurance company will pay the entire amount needed (minus the deductible of course) to rebuild the house.  You want to avoid a policy that covers the current value plus 20% for example.  If the house value increases 30 to 40% in the meantime, you will have to pay the difference.  Getting a policy that covers full replacement makes in much less complicated and much less stressful.

Another quick note: make sure to check what “Acts of God” are covered.  You don’t want to have your house destroyed by a hurricane only to find out that it wasn’t covered.

I know it can be intimidating to discuss this stuff with your agent.  But don’t be afraid to ask!  Especially with your home, failing to ask any questions could cost you tens, if not, hundreds of thousands of dollars.

Photo Source: Vissago

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056 Beyond Your Wedding Day Podcast-Marriage Makes You Holy

October 26, 2011

056 Beyond Your Wedding Day Podcast-Marriage Makes You Holy Click Play Below In this episode of the Beyond Your Wedding Day Podcast, we had to do a little shorter show than normal. We began our discussion of the book Sacred Marriage by Gary Thomas.  We started with Chapter 1 “The Greatest Challenge in the World. […]

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What To Look For When Buying Auto Insurance

October 19, 2011

The world of insurance can be very confusing.  I often get asked what the best type of auto insurance is.  The quick answer is it depends.  Let’s take a look at what you should consider when buying auto insurance. Deductible The deductible is the amount you owe out of pocket if an accident occurred.  The […]

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055 Beyond Your Wedding Day Podcast- How Much Romance Is Enough?

October 18, 2011

055 Beyond Your Wedding Day Podcast-How Much Romance Is Enough? Click Play Below In this episode of the Beyond Your Wedding Day Podcast, we were excited to be back with you for a “normal” show. -We discussed the joys of a Sunday afternoon nap -We answered a question we received from Paul in Colorado about […]

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054 Beyond Your Wedding Day Podcast- Stripped Down With Tony and Alisa DiLorenzo

October 12, 2011

054 Beyond Your Wedding Day Podcast-Stripped Down With Tony and Alisa DiLorenzo Click Play Below In this episode of the Beyond Your Wedding Day Podcast, we talk with the authors of the book Stripped Down by Tony and Alisa DiLorenzo from oneextraordinarymarriage.com. We discussed their story and what led up to their writing the book. […]

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